One platform, five modules.
Start with what you need.
CardMan is the foundation. Add authorization, fraud prevention, transaction control and loyalty when your business needs them – without interrupting operations.
01
CardMan: Heart of your card ecosystem
Manage cards and wallets from issuing and distribution to deactivation, with every change applied in real time. Onboard a new processor quickly, launch new card products and integrate CardMan into your banking environment.
Every card type
Debit, credit, prepaid, benefit, fleet and membership cards, eWallets, tokens and crypto cards in one system.
15 card schemes
International and closed-loop schemes, multi-currency issuing and distribution.
Flexible spending logic
Flexible limits, customizable restrictions and any account-to-card linkage (1:N, M:1, M:N).
02
@Core Engine: Authorization that keeps working
One integration point for every authorization request, from evaluation to response. @Core Engine decides independently, handles peak volumes and keeps approving or declining even when the connection to your core banking system drops.
Real-time authorization
Evaluates authorization requests in parallel and decides on continuously recalculated balances, so peak volumes don’t slow you down.
Autonomous operation
Its own decision logic works independently of the processor’s settings and keeps processing approvals and declines when communication with core banking is interrupted.
Flexible integration & routing
Works with ISO 8583, ISO 20022 and REST APIs, including their protocol variants, and can act as a secondary Stand-In.
03
RDS: Stop fraud in real time, not after the fact
Real-time Decision System (RDS) validates authentications, authorizations and other events across your whole card portfolio instantly. Automated fraud prevention and restriction management run at full transaction speed, even at high volumes.
Advanced fraud prevention
Instantly evaluates card lifecycle events, tokenization and authorizations to detect and prevent fraud in real time.
Smart restriction management
Automated enforcement of transaction rules, support for black- and whitelists, and flexible configuration of counters.
High-performance engine
Built on Common Expression Language (CEL), developed by Google, for fast evaluation and rules you can tailor – for example, dedicated rules for VIP clients.
04
Trancore: All-in-one transaction view
Complete visibility of all card payment transactions in one place. Search across all data, see where every record comes from and let automated reconciliation flag discrepancies for you.
360-degree transaction view
Authentication, authorization and clearing data matched on multiple levels, with clear data sources and scheme settlement records.
Multi-section portal interface
Navigate through dedicated sections for Authentications, Authorizations, Clearings, Transactions, Disputes and Settlements in the back-office portal or via API.
Automated reconciliation
Provides daily reconciliation settlement reports with clearing records and alerts you if any discrepancies occur.
05
Loyalty: Turn transactions into lasting relationships
Keep customers coming back to your brand. The Loyalty module rewards every transaction automatically, targets campaigns by customer segment and connects through an API-first integration.
Reward every transaction
Give customers a reason to return. Automatically collect points, cashback or miles to encourage repeat purchases.
Targeted campaigns & segmentation
Use your transaction data to tailor offers to each segment. Supports various reward types and multiple customer segments in a multilingual environment.
API-first integration
Quickly connect the GDPR-compliant module to your systems and mobile application without lengthy setup.
API
API-first interface for connecting your systems, front-end channels and card processors.
Talk to us about the API →- Documented API for every module — fast integration with your systems and apps
- Adaptable adapters for seamless integration in a bank environment
- Processor independency: product logic is separated from processor specifics
Get a quote
Not sure which modules you need?
Tell us about your card project and we’ll put together the right combination.
and phone +420 601 204 204
Who you'll meet
