Launch a new card ecosystem in months, not years
Start with the modules you need, issue your first cards in 2–4 months and add more as your business grows. From the first cards to millions of transactions, independent of your card processor.
Why LightCMS?
Your first cards in 2–4 months
5 modules
Start with CardMan and add the rest without interrupting operations.
15 card schemes
Ready for international and closed-loop schemes, including multi-currency.
2–4 months
From contract signature to the first issued cards. The market standard is 12–18.
26 years
Developed by DOBITO with a quarter-century of card industry expertise.
14 countries
International markets where the DOBITO team has successfully delivered.
Change your card scheme or processor, keep your system
LightCMS keeps your product logic separate from the card scheme and processor. Switch processors without rebuilding the system, and keep authorizing even when the connection to your core banking system drops.
Processor-independent
Change the processor without rebuilding your card products.
Every card type
Debit, credit, prepaid, benefit, fleet, membership, eWallets, tokens and crypto cards in one system.
Stand-In built in
@Core Engine approves and declines on its own if core banking is unavailable.
Infrastructure built for card-scale volumes
LightCMS is a modular platform that gives you full control over your card ecosystem. It runs on infrastructure designed for availability and speed:
High availability: hosted across three independent data centers in a private cloud.
Stable connectivity: load-balanced network at telco level.
Proven performance: 250 TPS (transactions per second) measured on a single instance.
Fast processing: 6.33 ms average authorization decision time.
The roadmap of a card project
- Step 1
Workshop and scoping
Program goals, card types and the architecture of the connection to your systems.
- Step 2
Licence and BIN
Visa Fintech Fast Track, or BIN sponsorship.
- Step 3
Card processing
Card processor provides issuer processing.
- Step 4
LightCMS configuration
Products, limits and rules without in-house development.
- Step 5
Integration and testing
Connection to your systems, performance and stress testing.
- Step 6
Go-live
Live cards and card system operation under an SLA from DOBITO.
Five modules, one platform
- 01CardManCard and wallet management for the whole card lifecycle.
- 02@Core EngineOne integration point for every authentication and authorization request.
- 03RDSReal-time fraud prevention and restriction management.
- 04TrancoreEvery card transaction and its reconciliation in one place.
- 05LoyaltyRewards and campaigns with automated point collection.
Testimonial
“The DOBITO team managed the complete migration of our acquiring solution within the ‘Picasso’ project to a new banking entity in 24 months. From certification with VISA and Mastercard to the seamless transition of our merchants, including e-shops and POS terminals, to a new card processor. Their expert architecture design enabled us to expand into the Hungarian and Belgian markets while meeting all regulatory requirements of the card associations and central banks.”
Ottó PaulovicsCEO, K&H Payment Services & Head of International Acquiring, ČSOB“The DOBITO team was an integral part of the entire project from the very beginning. Together with us, they prepared both the specifications for the card processor tender and participated in its evaluation. The actual implementation of the entire ‘card world,’ including integration with our systems, was completed in just 4 months. Thorough performance and stress testing of the delivered solution, including disaster recovery scenarios, gave us complete confidence when entering the card business.”
Roman BulgurisCEO, FlexiFin
Get a quote
Planning a new card project?
Schedule a call with us to discuss your card program. Our expert team will then prepare a tailored quote for you.
and phone +420 601 204 204
Who you'll meet
